Terms of Use

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use this website.

2. About Our Services

Cash Out Loans provides second mortgage finance for business and investment purposes only. Our loans are:

• For business and investment purposes only — not for personal, domestic, or household purposes
• Not regulated under the NCCP — These loans are not regulated by the National Consumer Credit Protection Act 2009 (Cth) because they are for business/investment purposes
• Subject to approval — All applications are subject to credit assessment, valuation, and our lending criteria

3. Website Content

The information on this website is provided for general information purposes only. While we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind about:

• The completeness, accuracy, or reliability of any information
• The availability or performance of the website
• The results or outcomes of using our services

The information on this website does not constitute financial advice. You should obtain independent financial, legal, and tax advice before making any decision about our products.

4. Indicative Information

Any indicative approvals, LVR calculations, or preliminary assessments provided through this website or our application process are not binding offers of finance. They are subject to verification of information provided, formal valuation, and final credit assessment. Final terms and conditions will be set out in your formal loan documentation.

5. Use of Website

You agree to use this website only for lawful purposes. You must not:

• Use the website in any way that breaches applicable laws or regulations
• Provide false or misleading information
• Attempt to gain unauthorised access to any part of the website
• Introduce viruses, malware, or other malicious code
• Use the website to transmit unsolicited marketing material

6. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Cash Out Loans or our licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

7. Third-Party Links

This website may contain links to third-party websites. We have no control over the content of these sites and accept no responsibility for them or any loss or damage arising from your use of them.

8. Limitation of Liability

To the maximum extent permitted by law, Cash Out Loans excludes all liability for any loss or damage (including indirect or consequential loss) arising from your use of this website or reliance on any information contained on it. This does not affect any rights you may have under the Australian Consumer Law that cannot be excluded.

9. Indemnity

You agree to indemnify and hold harmless Cash Out Loans, its directors, employees, and agents from any claims, losses, or damages arising from your breach of these terms or your use of this website.

10. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

11. Changes to Terms

We may revise these Terms of Use at any time by updating this page. By continuing to use the website after changes are posted, you accept the revised terms.

12. Governing Law

These Terms of Use are governed by the laws of New South Wales, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of New South Wales.

13. Contact

If you have any questions about these Terms of Use, please contact us: